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My credit card has been used fraudulently. If someone makes unauthorised payments on your credit card, you are covered under the Consumer Credit Act. If your identity has been stolen, the crooks might try to open bank accounts, or apply for credit cards and loans in your name. You might start to...You're protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline. Card Controls & Fraud Monitoring Easily set debit card activity alerts, turn your card off/on and suspend transactions, from Online Banking or the ONB Mobile App.

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An Acquirer Reference Number (ARN), also referred to as a Trace ID, is a unique value assigned to a credit or debit card transaction once it has been processed. The ARN is used to track the transaction's movement – allowing card brands, card issuing banks, and processors to locate the transaction and confirm its handling.

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Some prepaid card providers give some additional protections for loss or theft, but you should check your card provider’s website or your cardholder agreement to find out the specifics. Call your card issuer right away if your card or PIN is lost or stolen or if you see unauthorized charges.

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